Life Insurance
It is so important that life insurance advice or indeed any
financial advice you require is provided by professionals and meets your
exact needs. With this in mind Quoteline Direct have business links
with Mottram Financial Services Ltd who are regulated by the Financial
Services Authority. They are equipped to offer independent advice on all
life, pension, and mortgage products.
Private Health Insurance
If you or a member of your family fall seriously ill you will
want to take prompt action to get treatment. Whilst we know how good the
NHS can be particularly in areas such as Accident & Emergency
services with growing demands on its resources there can be long delays
before treatment becomes available. Private Medical Insurance allows you
to choose when and where you or your family receive treatment. It also
speeds up the treatment process ensuring you get on the road to recovery
quickly.
Permanent Health Insurance
This is a plan designed to give you a regular benefit if you
suffer illness or injury limiting your ability to work and leading to a
loss of earnings. Your benefit can replace lost earnings.
| Life Insurance |
Term Life Insurance
Term life insurance plans pay a lump sum if the policyholder
dies during a specified time period. They are designed so that family
members won't suffer any financial hardship should the insured party
die. Most policies have the option to include critical illness cover for
an additional fee.
Critical Illness Insurance
Critical illness insurance plans pay the policyholder a lump
should they be diagnosed with a critical illness. Illnesses covered vary
from policy to policy, but commonly include: heart disease, strokes and
cancer. Critical illness cover is designed as a financial safeguard for
survivors of serious illness who haven't recovered sufficiently to
return to work (not to be confused with medical insurance plans which
cover the cost of treatment).
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